**investment property – rented commercial and residential units** the property consists of a number of commercial shops and residential units with varied rental returns, as detailed below: **commercial shops:** * 3 shops, each rented at 1,150 sar per month, totaling 41,400 sar annually. * 2 shops with a combined annual rent of 16,000 sar, paid in two installments every 6 months. **apartments above the shops:** * 2 apartments, each rented at 7,000 sar per year. * total income: 14,000 sar annually. **villa:** * the ground floor along with an apartment on the second floor are fully rented to a company for 65,000 sar per year. * payment is made in two installments every 6 months. **additional units on the second floor:** * an apartment rented at 7,000 sar per year. * a small apartment consisting of two rooms and a kitchen, rented at 4,000 sar per year. **total net annual income for the owner: 147,400 sar**