"peace be upon you and god's mercy and blessings. i present to you a modern duplex villa in al-mahdiyah district in riyadh — a prime investment and commercial location. **specifications:** area: 200 sqm, total built-up area: 286.56 sqm (ground floor + first floor + annex). the title deed is subdivided and updated in the system, with a ready occupancy certificate. **location and façade:** directly overlooking a wide main commercial street with a width of 35 meters, with a north-facing façade (the most sought-after and desirable orientation). **investment status:** the property is fully leased to (a foreign company – individuals) under an active contract with one full year remaining, generating an excellent annual income of 87,000 sar (an immediate and guaranteed investment return exceeding 5.4%). **available sale options:** 1️⃣ **for cash buyers:** sale at a fixed price of 1,600,000 sar, with the remaining year's rental value (87,000 sar) deducted directly from the price upon transfer through the real estate exchange. 2️⃣ **for mortgage assumption and debt transfer (al-rajhi bank):** a rare opportunity for employees to benefit from the old, very low federal profit rate (only 3.45%!), saving the buyer hundreds of thousands compared to current bank rates exceeding 6%. the net installment after support is only 6,579 sar. the cash transfer amount to the owner is only 301,807 sar, and the buyer continues the remaining installments with the bank. **note:** vat and commission are the buyer's responsibility. internal viewing is for serious buyers only and by prior arrangement, to avoid disturbing the foreign tenants and to preserve your privacy. contact via private message or whatsapp."