{"id":14410,"date":"2026-04-28T13:11:45","date_gmt":"2026-04-28T10:11:45","guid":{"rendered":"https:\/\/sa.aqar.fm\/blog\/?p=14410"},"modified":"2026-04-28T13:11:45","modified_gmt":"2026-04-28T10:11:45","slug":"%d9%85%d8%b2%d8%a7%d9%8a%d8%a7-%d9%88%d8%b9%d9%8a%d9%88%d8%a8-%d8%b4%d9%82%d9%82-%d8%a7%d9%84%d8%aa%d9%85%d9%84%d9%8a%d9%83-%d9%81%d9%8a-%d8%a7%d9%84%d8%b3%d8%b9%d9%88%d8%af%d9%8a%d8%a9-%d9%88%d8%a3","status":"publish","type":"post","link":"https:\/\/sa.aqar.fm\/blog\/%d8%a3%d8%ae%d8%a8%d8%a7%d8%b1-%d8%b9%d9%82%d8%a7%d8%b1%d9%8a%d8%a9\/%d9%85%d8%b2%d8%a7%d9%8a%d8%a7-%d9%88%d8%b9%d9%8a%d9%88%d8%a8-%d8%b4%d9%82%d9%82-%d8%a7%d9%84%d8%aa%d9%85%d9%84%d9%8a%d9%83-%d9%81%d9%8a-%d8%a7%d9%84%d8%b3%d8%b9%d9%88%d8%af%d9%8a%d8%a9-%d9%88%d8%a3\/","title":{"rendered":"\u0645\u0632\u0627\u064a\u0627 \u0648\u0639\u064a\u0648\u0628 \u0634\u0642\u0642 \u0627\u0644\u062a\u0645\u0644\u064a\u0643 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0623\u0647\u0645 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\u0627\u0644\u0646\u0627\u0633 \u0646\u0633\u062a\u0639\u0631\u0636\u0647\u0627 \u0633\u0631\u064a\u0639\u0627\u064b.<\/p>\n<h3>\u0623\u0628\u0631\u0632 \u0645\u0632\u0627\u064a\u0627 \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0644\u0627\u0643<\/h3>\n<p>\u064a\u0633\u0627\u0639\u062f \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0644\u0627\u0643 \u0639\u0644\u0649 \u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0645\u0628\u0646\u0649 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644\u060c \u062e\u0635\u0648\u0635\u064b\u0627 \u0641\u064a \u0627\u0644\u0623\u0645\u0648\u0631 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0645\u062b\u0644 \u0627\u0644\u0635\u064a\u0627\u0646\u0629\u060c \u0627\u0644\u0646\u0638\u0627\u0641\u0629\u060c \u0627\u0644\u0645\u0635\u0627\u0639\u062f\u060c \u0627\u0644\u0645\u062f\u0627\u062e\u0644\u060c \u0627\u0644\u0645\u0648\u0627\u0642\u0641\u060c \u0648\u0627\u0644\u0625\u0646\u0627\u0631\u0629. \u0648\u062c\u0648\u062f \u062c\u0647\u0629 \u0645\u0633\u0624\u0648\u0644\u0629 \u064a\u062e\u0641\u0641 \u0627\u0644\u0639\u0634\u0648\u0627\u0626\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0633\u0643\u0627\u0646\u060c \u0648\u064a\u062c\u0639\u0644 \u062f\u0641\u0639 \u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u0623\u0639\u0637\u0627\u0644 \u0623\u0648\u0636\u062d \u0644\u0644\u062c\u0645\u064a\u0639.<\/p>\n<h3>\u0627\u0644\u0639\u064a\u0648\u0628<\/h3>\n<p>\u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u060c \u0642\u062f \u062a\u0643\u0648\u0646 \u0631\u0633\u0648\u0645 \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0644\u0627\u0643 \u0645\u0632\u0639\u062c\u0629 \u0644\u0628\u0639\u0636 \u0627\u0644\u0645\u0644\u0627\u0643\u060c \u062e\u0627\u0635\u0629 \u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0648\u0627\u0636\u062d\u0629 \u0623\u0648 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0631\u0633\u0648\u0645. \u0648\u0642\u062f \u062a\u0638\u0647\u0631 \u0628\u0639\u0636 \u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0625\u0630\u0627 \u062a\u0623\u062e\u0631 \u0628\u0639\u0636 \u0627\u0644\u0633\u0643\u0627\u0646 \u0641\u064a \u0627\u0644\u0633\u062f\u0627\u062f\u060c \u0623\u0648 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0636\u0639\u064a\u0641\u0629\u060c \u0623\u0648 \u0625\u0630\u0627 \u0648\u062c\u062f\u062a \u062e\u0644\u0627\u0641\u0627\u062a \u062d\u0648\u0644 \u0627\u0644\u0645\u0648\u0627\u0642\u0641 \u0648\u0627\u0644\u0645\u0631\u0627\u0641\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629. \u0644\u0630\u0644\u0643 \u0645\u0646 \u0627\u0644\u0623\u0641\u0636\u0644 \u0623\u0646 \u062a\u0633\u0623\u0644 \u0639\u0646 \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0648\u0637\u0631\u064a\u0642\u0629 \u0625\u062f\u0627\u0631\u062a\u0647 \u0642\u0628\u0644 \u0634\u0631\u0627\u0621 \u0627\u0644\u0634\u0642\u0629.<\/p>\n<div data-hveid=\"CB4QAQ\" data-ved=\"2ahUKEwi4v6bMk4eUAxVKU6QEHRvxKs8Qj7gIegQIHhAB\">\n<div class=\"dnXCYb\" tabindex=\"0\" role=\"button\" aria-controls=\"_OLvrabjDOcqmkdUPm-Kr-Qw_63\" aria-expanded=\"true\">\n<h2 class=\"JlqpRe\"><span class=\"JCzEY tNxQIb\"><span class=\"CSkcDe\">\u0643\u0645 \u0631\u0633\u0648\u0645 \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0644\u0627\u0643 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u061f<\/span><\/span><\/h2>\n<div class=\"p8Jhnd\">\n<div class=\"aj35ze\">\u0631\u0633\u0648\u0645 \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0644\u0627\u0643 \u062a\u0628\u062f\u0623 \u0645\u0646 3% \u0633\u0646\u0648\u064a\u0627\u064b \u0644\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u064a\u0645\u062a\u0647\u0627 300 \u0623\u0644\u0641 \u0648\u0623\u0643\u062b\u0631. \u06487% \u0644\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u064a\u0645\u062a\u0647\u0627 \u0623\u0643\u062b\u0631 \u0645\u0646 300 \u0623\u0644\u0641. \u0644\u0643\u0646 \u0646\u0646\u0648\u0647 \u0623\u0646\u0647 \u0644\u0627 \u064a\u0648\u062c\u062f \u0645\u0628\u0644\u063a \u062b\u0627\u0628\u062a \u0644\u0631\u0633\u0648\u0645 \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0644\u0627\u0643\u060c \u064a\u062d\u062f\u062f \u0630\u0644\u0643 \u0627\u0644\u062c\u0645\u0639\u064a\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0628\u062d\u0633\u0628 \u0627\u062d\u062a\u064a\u0627\u062c \u0627\u0644\u0639\u0642\u0627\u0631 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0643\u0627\u0644\u0646\u0638\u0627\u0641\u0629 \u0648\u0627\u0644\u0625\u0646\u0627\u0631\u0629 \u0648\u0635\u064a\u0627\u0646\u0629 \u0627\u0644\u0645\u0635\u0627\u0639\u062f \u0648\u0627\u0644\u0623\u0645\u0646 \u0648\u0628\u0627\u0642\u064a \u0627\u0644\u0645\u0631\u0627\u0641\u0642. \u0627\u0644\u0646\u0638\u0627\u0645 \u064a\u0636\u0639 \u062d\u062f\u064b\u0627 \u0623\u0639\u0644\u0649 \u0644\u0644\u0631\u0633\u0648\u0645\u060c \u062d\u062a\u0649 \u0644\u0627 \u062a\u0643\u0648\u0646 \u0645\u0641\u062a\u0648\u062d\u0629 \u0628\u062f\u0648\u0646 \u0633\u0642\u0641.<\/div>\n<h3>\u0645\u062b\u0627\u0644 \u0644\u062a\u0642\u0631\u064a\u0628 \u0627\u0644\u0641\u0643\u0631\u0629<\/h3>\n<div>\n<ul>\n<li>\u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0642\u064a\u0645\u0629 \u0627\u0644\u0634\u0642\u0629 \u0623\u0643\u062b\u0631 \u0645\u0646 300 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644\u060c \u0641\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0639\u0644\u0649 \u0644\u0644\u0631\u0633\u0648\u0645 \u064a\u0643\u0648\u0646 3% \u0633\u0646\u0648\u064a\u064b\u0627. \u0645\u062b\u0627\u0644: \u0634\u0642\u0629 \u0642\u064a\u0645\u062a\u0647\u0627 850,000 \u0631\u064a\u0627\u0644.<\/li>\n<\/ul>\n<p>\u0627\u0644\u062d\u0633\u0628\u0629 \u062a\u0643\u0648\u0646: 850,000 \u00d7 3% = 25,500 \u0631\u064a\u0627\u0644 \u0633\u0646\u0648\u064a\u064b\u0627.<\/p>\n<ul>\n<li>\u0623\u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0642\u064a\u0645\u0629 \u0627\u0644\u0634\u0642\u0629 300 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644 \u0623\u0648 \u0623\u0642\u0644\u060c \u0641\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u0639\u0644\u0649 \u064a\u0643\u0648\u0646 7% \u0633\u0646\u0648\u064a\u064b\u0627. \u0645\u062b\u0627\u0644: \u0634\u0642\u0629 \u0642\u064a\u0645\u062a\u0647\u0627 250,000 \u0631\u064a\u0627\u0644.<\/li>\n<\/ul>\n<p>\u0627\u0644\u062d\u0633\u0628\u0629 \u062a\u0643\u0648\u0646:250,000 \u00d7 7% = 17,500 \u0631\u064a\u0627\u0644 \u0633\u0646\u0648\u064a\u064b\u0627. \u0644\u0643\u0646 \u0647\u0630\u0627 \u0644\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0633\u062a\u0643\u0648\u0646 \u0628\u0647\u0630\u0627 \u0627\u0644\u0631\u0642\u0645 \u062f\u0627\u0626\u0645\u064b\u0627. \u0647\u0630\u0647 \u0641\u0642\u0637 \u062d\u062f\u0648\u062f \u0642\u0635\u0648\u0649 \u062d\u062f\u062f\u0647\u0627 \u0627\u0644\u0646\u0638\u0627\u0645. \u0641\u064a \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0639\u0645\u0627\u0626\u0631 \u062a\u0643\u0648\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0623\u0642\u0644 \u0628\u0643\u062b\u064a\u0631\u060c \u0645\u062b\u0644 3,000 \u0625\u0644\u0649 6,000 \u0631\u064a\u0627\u0644 \u0633\u0646\u0648\u064a\u064b\u0627. \u0644\u0623\u0646 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0641\u0642\u0637 \u0645\u062d\u0635\u0648\u0631\u0629 \u0628\u0648\u062c\u0648\u062f \u062d\u0627\u0631\u0633 \u0644\u0644\u0645\u0628\u0646\u0649 \u0623\u0648 \u0645\u0635\u0639\u062f \u0623\u0648 \u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0633\u064a\u0637\u0629\u060c \u0644\u0630\u0627 \u064a\u0646\u0628\u063a\u064a \u0639\u0644\u064a\u0643 \u0627\u0644\u062a\u0623\u0643\u062f.<\/p>\n<h2>\u0643\u0645 \u062a\u0628\u0644\u063a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0634\u0642\u0642 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629: \u0646\u0638\u0631\u0629 \u0634\u0627\u0645\u0644\u0629 \u0628\u062d\u0633\u0628 \u0627\u0644\u0645\u0639\u0631\u0648\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0639\u0644\u0649 \u062a\u0637\u0628\u064a\u0642 \u0639\u0642\u0627\u0631<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>\u0642\u0628\u0644 \u0623\u0646 \u0646\u0633\u062a\u0639\u0631\u0636 \u0627\u0644\u0623\u0633\u0639\u0627\u0631\u060c \u0646\u0646\u0648\u0647 \u0623\u0646 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u062a\u062e\u062a\u0644\u0641 \u062d\u0633\u0628 \u0627\u0644\u0645\u062f\u064a\u0646\u0629\u060c \u0627\u0644\u062d\u064a\u060c \u0627\u0644\u0645\u0633\u0627\u062d\u0629\u060c \u0639\u0645\u0631 \u0627\u0644\u0639\u0642\u0627\u0631\u060c \u062c\u0648\u062f\u0629 \u0627\u0644\u062a\u0634\u0637\u064a\u0628\u060c \u0639\u062f\u062f \u0627\u0644\u063a\u0631\u0641\u060c \u0648\u0648\u062c\u0648\u062f \u0645\u0645\u064a\u0632\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u0633\u0637\u062d \u0623\u0648 \u0627\u0644\u0645\u0648\u0642\u0641 \u0623\u0648 \u0627\u0644\u0645\u0635\u0639\u062f.<\/p>\n<table>\n<thead>\n<tr>\n<th>\u0627\u0644\u0645\u062f\u064a\u0646\u0629<\/th>\n<th align=\"right\">\u00a0\u0623\u0633\u0639\u0627\u0631 \u062a\u0642\u0631\u064a\u0628\u064a\u0629<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0627\u0644\u0631\u064a\u0627\u0636<\/td>\n<td align=\"right\">\u0645\u0646 \u0646\u062d\u0648 570 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644 \u0625\u0644\u0649 \u0623\u0643\u062b\u0631 \u0645\u0646 1.7 \u0645\u0644\u064a\u0648\u0646 \u0631\u064a\u0627\u0644<\/td>\n<\/tr>\n<tr>\n<td>\u062c\u062f\u0629<\/td>\n<td align=\"right\">\u0645\u0646 \u0646\u062d\u0648 400 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644 \u0625\u0644\u0649 1.2 \u0645\u0644\u064a\u0648\u0646 \u0631\u064a\u0627\u0644<\/td>\n<\/tr>\n<tr>\n<td>\u0627\u0644\u062f\u0645\u0627\u0645<\/td>\n<td align=\"right\">\u0645\u0646 \u0646\u062d\u0648 630 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644 \u0625\u0644\u0649 670 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a<\/td>\n<\/tr>\n<tr>\n<td>\u0627\u0644\u062e\u0628\u0631<\/td>\n<td align=\"right\">\u0645\u0646 \u0646\u062d\u0648 500 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644 \u0625\u0644\u0649 630 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644<\/td>\n<\/tr>\n<tr>\n<td>\u0627\u0644\u0638\u0647\u0631\u0627\u0646<\/td>\n<td align=\"right\">\u062a\u0628\u062f\u0623 \u0628\u0639\u0636 \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0645\u0646 \u0646\u062d\u0648 690 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644<\/td>\n<\/tr>\n<tr>\n<td>\u0623\u0628\u0647\u0627<\/td>\n<td align=\"right\">\u0645\u0646 \u0646\u062d\u0648 390 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